UK Commercial Remortgages

Remortgage your current premises to help pay for expansion or help with paying off debts.
Latest arranged UK Commercial Mortgages

Jump to: Acceptable Security | Mortgage Application Requirements

Our commercial property mortgage consultants all have backgrounds in the banking sector and can offer added experience and advice to clients in respect of structuring commercial remortgage deals helping you make the most of your properties equity. This service can also be called refinancing or rebanking.

We have access to over 80 commercial mortgage lenders, with some offering Adverse Credit Commercial Remortgages enabling us to match the client’s UK Commercial Remortgage requirements to the most appropriate lender. At Sterling Capital Reserve, we are able to source a wide range of innovative and competitive commercial remortgage finance packages, secured against your property, factories and offices, warehousing and storage, hotels, pubs and restaurants, care homes and professional practices.

Commercial Remortgage for my business:

Lower Interest Rates - Although you may have a mortgage on your business property you could benefit from better repayment rates by moving you mortgage to a different lender reducing your monthly repayments and giving you more money to invest in your business.
Expansion - If you need more space but like where your business is situated then with a Commercial Remortgage you could release equity in your Businesses Property and pay for a new offices or just improvements or modernisation.
Grow your Business - A remortgage can give you business funds to pay for more staff or new machinery. You could use it for any purpose to help to grow and expand.

All cases are supported by professionally prepared credit applications, thereby significantly enhancing the chances of our clients securing the optimum financial package. Unlike some of our competitors, we do not believe in up front charges. Our fees are only payable when our client has received a formal offer of finance.

Acceptable Security

Almost all commercial property is acceptable, this includes:

Pubs and restaurants
Farms
Factories and Semi Commercial
Offices
Investment properties
Retail premises
Hotels, guest houses, B&B’s
Takeaways and cafes
Holiday lets

Commercial Remortgage Application

The financial information that we will need to support a remortgage application is as follows:

Last 2 years Audited Accounts
Latest Management Figures
Profit & Loss Forecast for next 12 months
Last 6 months business bank statements
Brief CV/profiles of partners/directors
Asset/liability statements of applicants

Alternatively if you can't arrange any of the above - we are one of the few brokers who can offer Non Status Commercial Remortgages.

Enquire Online

Use our Online Enquiry Form on the right hand side of this page or Contact Us on 0800 0735353 and let our professional team find you a competitive UK Commercial Remortgage.