UK Property Development Finance

At Sterling Capital Reserve, we regularly arrange development finance for clients looking to develop property.

This can be for:

Property developers, Private Builders or Self build projects. Our panel of lenders have excellent reputations for their expertise, speed, flexibility and reliability. In most cases a higher level of loan to value can be obtained from such specialist lenders than can be obtained from traditional high street banks.

Finance is available for:

Commercial Development (Pre let or pre sold)
Residential development (New build, conversions, extentions)
Property Trading (Acquisition, refurb and onward sale)
Planning Gain Finance
Investment Portfolios

Development Finance Criteria:

Loan Size £100,000 - £5 million
Term Up to 24 months
LTV 60% of Land/ Site valuation
100% of build costs
Valuation by Lender’s surveyor / valuer will monitor timetable and cashflow.
Stage payments are usually released on monthly certification.
Sites to have planning in place before drawdown
As a guide, projects should show a minimum of 25% profit on cost.

Enquire Online

Some of our lenders will accept planning gain to be part of your contribution to the deal! Use our Online Enquiry Form on the right hand side of this page or Contact Us on 0800 0735353 and let our professional team find you a competitive UK Property Development Finance.